
Point of sale
KULA
Manage your shop’s point of sale with ZRA Smart Invoice built in. Designed for Zambian shops, KULA is available now with a free plan.
Explore KULA
Products
Alongside custom projects, we develop our own software products for business operations, lending, financial analysis and events. Explore what is available and what we are building next.

Point of sale
Manage your shop’s point of sale with ZRA Smart Invoice built in. Designed for Zambian shops, KULA is available now with a free plan.
Explore KULA
Loan management
Bring your lending operations together in one system. Set up loan products, track balances, interest and repayments, manage capital partners and send automated reminders by SMS or WhatsApp. Your team works from one shared record of every loan, so nothing falls through the gaps. Reporting under IFRS? Connect your LendAll account to E-CLEAR for direct, automated IFRS 9 reporting from your loan management console.
Explore LendAll
Expected credit loss
Bring your IFRS 9 expected credit loss workflow into one system, from loan data and modelling to review and reporting. Built for banks, microfinance institutions, other lenders, and the audit and consulting firms supporting them. Import loan data through templates or a core banking connection; run staging, probability of default (PD), exposure at default (EAD), loss given default (LGD) models and macroeconomic scenarios; govern post-model adjustments; backtest results; and generate ECL, IFRS 7 and challenger reports. Updating your loan management system too? E-CLEAR integrates cleanly with LendAll, giving you loan management and IFRS 9 financial reporting in one suite.
Explore E-CLEAREventsComing soon
An event planning system and marketplace that brings organisers and suppliers together.
Ask about Moments & MoreWhen your organisation needs something built around its own processes, we can take it from idea to implementation, from a custom analytics solution to a full enterprise system.
Discuss your project